Guides & Outfitters Insurance

As low as $645 a year! Protect your business with the best rates in the industry. Get your instant quote below and see if you qualify for our exclusive program.

G&O (Annually) - Name, Email, Gross Revenue

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Annual Price
Certificates emailed immediately upon final approval

Your certificates of liability will be sent to all parties immediately upon final approval from underwriting (typically 48 hours.) Quit waiting weeks to receive your certs in the mail like other companies.

Annual policies starting every month

AHLA’s policies start every month to better match your business’s needs.

Compliant with USFW, BLM & USFS

Our policy is 100% compliant with U.S. Fish & Wildlife Service, Bureau Of Land Management and Forest Service Department Of Agriculture

Liability from ATVs & tree stands are included

Worried about liability from ATVs and treestands? No problem, we have you covered there too.

Custom liability waiver included

Want to create an added layer of protection for yourself? Use our attorney approved waiver to cover all your bases.

Landowners can be listed as Additional Insured

Provide an added layer of protection when you make your landowners an additional insured.

“Would I use the program – the answer is YES! It’s quick, simple and user-friendly!”

– Scott Best | Best Shot Insurance

“What a great product you have! It’s Flawless and extremely easy to use. You have a real winner here!”

– David Grey | Dove Blasters

“We have needed something like this for at least 15 years. So glad you finally did it”

– Jeremy Jones | Prairie Sky Outfitters

Choosing Liability Insurance For Your Business

America’s guides and outfitters offer a wide array of experiences and activities. From guiding elk in the Rockies to picking up waterfowl hunters at a local motel for a day of shooting sea ducks in Maryland or even hosting whitetail hunters in their own home at the peak of the rut, guides and outfitters must be part hunter, part host and part business professional.

Of course, large-scale operations usually have a full staff of guides, salespeople and business advisors to help make sure the company runs smoothly and makes a nice profit. On the other hand, a much larger percentage of outfitters are making do with a handful of friends and family helping when and where they can.

What if you don’t have a professional staff to assist you on the operational side of your business?

The one thing we know for sure is that all guides and outfitters are not created equal. Choose the liability insurance that is right for your business.

  • $1 Million per occurrence

  • $2 Million aggregate

  • $1,000,000 personal injury and advertising liability (per occurrence)

  • $1,000,000 products / completed operations (aggregate)

  • $100,000 damage to rented premises (any one fire)

  • $5,000 medical pay

  • Landowners can be listed as Additional Insured

  • American Hunting Lease Association membership included

  • Private member portal to manage coverage and waivers included

Compliant With

U.S. Fish & Wildlife Service
U.S. Fish & Wildlife Service
Forest Service Department Of Agriculture
Forest Service Department Of Agriculture
Bureau Of Land Management
Bureau Of Land Management

You Asked. We Listened.

Since 2010 the AHLA has built a reputation as the leader in affordable, private hunting lease insurance. Our mission is to make it simple and affordable for everyone to enjoy hunting and fishing. We are proud that today thousands of hunt clubs and their landowners place their trust in us.

Over the years, guides and outfitters have routinely asked us to create an insurance program similar to our hunting lease program, specifically for them. Well, we are now happy to oblige!

We have worked closely with our insurance partners on your behalf to develop a liability insurance program that provides your business with the comprehensive liability coverage you need at a cost that allows you to make your business as profitable as possible.

All covered operations must be exclusively hunting and/or fishing.

The following activities are not eligible for this program.

  • White Water Rafting
  • Mountain Climbing
  • Parasailing
  • Recreational ATV Activities
  • Downhill Skiing
  • Snowmobiles
  • Horseback Riding
  • Pleasure Boating
  • Dog Sled Tours
  • Hay, Sleigh, or Wagon Rides
  • Cycling
  • Swimming

Note: Premiums are 100% earned and there is no refund of premium if the policy is canceled midterm.

Your complete risk management package includes a basic AHLA membership, the use of our custom-created, attorney-approved liability waiver (use is optional), access to private member portal AND your $1,000,000 liability coverage!  Coverage is subject to approval.

For your convenience, we have a new AHLA Master Policy starting on the first of EVERY month.  Each policy ends on the respective date the following year, simply choose your preferred start date during your purchase. If your purchase is on or after the policy start date, your coverage will begin the next business day after payment is received.

Insurance certificate(s) EMAILED to Guide/Outfitter and all additional insureds immediately following final approval from underwriting! Approval typically within 48 business hours from purchase.

Insurance Carrier: American Carrier
Rated A+ Excellent by A.M. Best